TPAT | Refund Advances

Get a Refund Advance¹ of up to $6,000 today!

Available January 2 (Pre-Acknowledgement)² or once IRS e-File Opens (In-Season)

Schedule Appointment

Ends February 28th

STEP 1

Speak with a Tax Professional and apply

Get up to $6,000 the day you file.

STEP 2

Same day approvals

If you’re approved, you’ll get a text or email with your tax refund advance loan amount.

STEP 3

Access money immediately

Funds will be available on your E1 Visa Prepaid Card or Paper Check³ printed in office.

1. The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,500, with interest-based applicants receiving an average of $2,157.45; $7,500 available only to well-qualified applicants with a minimum expected tax refund of $10,592. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 33 day term, total amount payable in a single payment is $2,581.37 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

2. Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.

3. Office loan availability dependent on ERO application approval and eligibility criteria. Terms and conditions apply.

4. $0 Marketing Fees require e-Advance program or use of the FasterMoney^®Visa^® Prepaid Card for disbursement. Additional marketing fee applies for every approved advance with e-Collect and e-Bonus programs or loans without a refund transfer. Availability and fees may vary by software.

5. The FasterMoney Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

*A marketing fee of $34.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 marketing fees require e-Advance program or use of the FasterMoney^® Visa^® Prepaid Card for disbursement with e-Collect and e-Bonus.