TPAT | Refund Advances

Get a Refund Advance¹ of up to $6,000 today!

Available January 2 (Pre-Acknowledgement)² or once IRS e-File Opens (In-Season)

Schedule Appointment

Ends February 29th

STEP 1

Speak with a Tax Professional and apply

Get up to $6,000 the day you file.

STEP 2

Same day approvals

If you’re approved, you’ll get a text or email with your tax refund advance loan amount.

STEP 3

Access money immediately

Funds will be available on your E1 Visa Prepaid Card or Paper Check³ printed in office.

1.The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, or $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29 day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

2. A marketing fee of $29.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 Marketing Fees require e-Advance program or use of the FasterMoney® Prepaid Card for disbursement. Additional marketing fee applies for every approved advance with e-Collect and e-Bonus programs or loans without a refund transfer. Pre-Acknowledgement loans (approved prior to IRS Acknowledgement) have a $75 fee.

3. The FasterMoney® Discover® Prepaid Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Discover Network. Discover® and the Discover acceptance mark are service marks used by Pathward, Member FDIC, under license from Discover Financial Services. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

4. The Refund Transfer (RT) is an optional tax refund-related product offered by MetaBank®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.