Do these rules apply to my retirement plan?

The minimum distribution rules apply to:

  • traditional IRAs
  • SEP IRAs
  • SIMPLE IRAs
  • 401(k) plans
  • 403(b) plans
  • 457(b) plans
  • profit sharing plans
  • other defined contribution plans
  • rules, retirement
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Required Minimum Distributions (RMDs)

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Calculating the required minimum distribution

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Beginning date for your first required minimum distribution

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Date that you turn 70½ (72 if you reach the age of 70 ½ after December 31, 2019)

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Terms of the plan govern

A plan may require you to begin receiving distributions by April 1 of the year after you reach...