Retirement Savings Contributions Credit (Saver’s Credit)

Check out the 2022 cost-of-living adjustments for retirement plans and IRAs.

You may be able to take a tax credit for making eligible contributions to your IRA or employer-sponsored retirement plan. And, beginning in 2018, if you’re the designated beneficiary, you may be eligible for a credit for contributions to your Achieving a Better Life Experience (ABLE) account.

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Who's eligible for the credit?

You're eligible for the credit if you're: Age 18 or older, Not claimed as a dependent on...

Amount of the credit

Depending on your adjusted gross income reported on your Form 1040 series return, the amount of...

About Form 5498, IRA Contribution Information (Info Copy Only)

File this form for each person for whom you maintained any individual retirement arrangement...