Articles
You may be turned down for a loan because you have too much available credit. When creditors...
Does having a checking or savings account improve my credit rating?A checking or savings account will usually enhance your credit rating. Some banks give you extra...
Does having a credit card or using another person's credit card improve my credit rating?One of the best things you can have on a credit report is a bank credit card-- such as a Visa,...
Does my age affect my credit rating?If a lender's credit experience shows that people in a certain age group have a better record of...
How important is my debt-income ratio in determining my credit-worthiness?Some creditors look at your "debt/income ratio" to determine whether you qualify for credit and...
How will a divorce or separation affect my credit?Here are some tips for handling the credit aspects of divorce, both in the planning stages and...
Is my credit rating affected by where I live?Many creditors give a higher score to those who have lived at the same address for at least two...
What factors affect my credit rating?Your credit rating is affected by a number of different factors, some obvious and others few...
Will bankruptcies or "charge-offs" affect my credit rating?Most lenders (but not all) will automatically reject you if your application or credit file...
Will delinquent child support payments affect my credit?Delinquent child support frequently appear on credit reports. In 1984, Congress amended the...
